Although the percentage of homes underwater trails the U.S. average, the amount by which homes are underwater is far steeper in New York. Underwater homeowners in New York owed an average of $129,007 more on their homes than the homes were valued during the first quarter. Homeowners in Connecticut had a similarly high level of negative equity with an average of $111,430. In New Jersey, the average level of negative equity was $77,374.
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